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Prenatal registration

In Switzerland, health insurance is mandatory, so everyone must be registered with a health insurance company. This applies not only to adults but also to babies from birth. Therefore, it is advisable to register your baby prenatally so that they can enjoy comprehensive insurance coverage. If your child is born sick, you are protected by prenatal registration. This will give your child the best possible start and insurance coverage into their new life!

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Prenatal registration is vital.

Prenatal registration is also crucial because the health insurance company may refuse to include the child in the supplementary insurance. In fact, only basic insurance is required by law, and parents must register with a health insurance company during the first three months of the baby’s life.

The probability of rejection is particularly high if the child is not born entirely healthy. If this is the case, you will have to pay many costs. This makes prenatal registration all the more sensible, as the costs will then be covered. However, the health insurance company can refuse to admit your child without giving any reason. This is due to the fact that registration is only mandatory for basic insurance. Therefore, it is advisable to take care of all important additional insurances before the birth.

With a few clicks to the optimal offer

1

It is best to take half an hour. Write down your specific needs and expectations on the PC or on a piece of paper.

2

Fill out the form completely. Do not forget the following important points: the amount of the deductible, the insurance model and, if required, an accident coverage

3

Now do the actual premium comparison. Compare the offers of the different providers. Also take a look at the corresponding benefits

The supplementary health insurance: As individual as your life

Your basic insurance covers you in case of need. This includes the most important point of basic care, namely in the event of illness. It also covers you in the event of an accident and for expectant mothers. However, basic care does not cover all health components by far. Especially in the area of dentistry and optometry, high co-payments are often required. To ensure that your own contribution does not present you with an insurmountable challenge, it is worth taking out voluntary supplementary insurance. Especially if you have to go to the hospital for a more extended stay, you will incur high costs that need to be covered.

Advantages at a glance:

A health check is not required. The child is automatically classified as
healthy. Even if the child is not born healthy, the insurance remains in
force. From day one, the child has perfect medical protection. There
are good premium offers for prenatal registration.
Save with the family discount
You don’t have to insure your baby with the health insurance company
with which you are contractually insured. However, you can count on a
family discount and many premiums depending on how many children
you have insured. Depending on the insurer, you will receive a family
discount from the second or the third child.

You only need a few steps to register your child in health insurance prenatally:

First, use our premium calculator and compare the health insurance
companies with each other.
You can then use our form to quickly and easily obtain a quote.
After the birth, you then inform the health insurance company about the
exact date of birth and your child’s name
Finally, the insurance should come into effect and you should receive your
insurance card for your child.

You only need a few steps to register your child in health insurance prenatally:

First, use our premium calculator and compare the health insurance
companies with each other.
You can then use our form to quickly and easily obtain a quote.
After the birth, you then inform the health insurance company about the
exact date of birth and your child’s name
Finally, the insurance should come into effect and you should receive
your insurance card for your child.

Are you all set now?

The it’s time to compare the health insurance premiums.